Financing FAQs
Financing FAQ – Buy Now, Pay Later at The Furniture & Mattress Warehouse
Looking to furnish your home without breaking the bank? We’ve got you covered. The Furniture & Mattress Warehouse offers flexible furniture financing options, including no-credit-needed payment plans so you can buy what you need today and pay over time.
1. Do you offer furniture financing?
Yes! We offer several furniture financing and lease-to-own options through trusted partners. You can get the furniture or mattress you love now and make affordable payments over time.
2. Is credit required to apply?
No! We offer no credit needed financing programs. That means even if you have less-than-perfect credit—or no credit history at all—you can still get approved.
3. Who are your financing partners?
We work with top financing providers such as:
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Acima Leasing
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Snap Finance
Each has flexible terms, high approval rates, and quick application processes.
4. How do I apply for furniture financing?
You can apply online or in-store. Just follow these easy steps:
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Choose your furniture or mattress.
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Visit our Financing Page to select a provider.
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Submit a quick online application—get a decision in seconds!
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Once approved, complete your purchase in-store or online.
5. How much can I get approved for?
Approval amounts vary by provider, but many customers qualify for up to $5,000 or more, depending on income and other factors.
6. What are the payment terms?
Most financing partners offer flexible payment plans, including 90-day or 100-day same-as-cash options. Terms range from a few months to over a year, depending on your plan and provider.
7. Can I use financing for any item in your store?
Yes! Financing can be used for any in-stock furniture, mattress, or home décor item on our website or in-store.
8. Is there a down payment required?
Some providers may require a small initial payment (usually around $25–$50) at checkout, but this varies by program.
9. Can I pay off my balance early?
Yes! Most of our financing partners allow you to pay off your balance early with no penalty, often with a same-as-cash option.
10. I’ve never financed furniture before—can someone help me?
Absolutely! Our team is happy to walk you through the process in-store or over the phone. We’ll help you find the best financing option for your needs.
Have More Questions?
📞 Call us at 770.693.2224
📧 Email us at thefmwh@gmail.com
Or apply online now via our Financing Page